David Sand is Chief Impact Investment Officer and Chief Investment Strategist at Community Capital Management primarily responsible for business development and creating new products to meet the needs of existing and future clients. David has more than 30 years of investment management experience and is a trailblazer in the socially responsible/impact investing arena. In 1994, he co-founded Access Capital Strategies and served as its president and chief investment officer from 1994 to 2010. In this capacity, he pioneered the development of market-rate, fixed income impact investments for institutional investors. Most recently, he worked as a consultant to Community Development Financial Institutions (CDFI's), non-profits and social enterprises. He received his bachelor's degree from Princeton University and a master's degree in public administration from Harvard University's John F. Kennedy School of Government. David serves on the following boards: New York Advisory for Enterprise Community Partners, Croatan Institute, and Aeris. He is also a former board member of U.S. SIF: The Forum for Sustainable Investment. David holds his FINRA Licenses: Series 7 & 63.

As Head of Fixed Income, Elliot oversees the fixed income side of the firm’s portfolio and is responsible for portfolio management, research, and trading, as well as managing the fixed income investment team. He works closely with the chief investment officer on setting strategic asset allocation, security selection, and yield curve positioning for the Firm’s mutual funds, separately managed accounts, and private funds. Elliot oversees the investment team’s portfolio analytics capabilities, including attribution and holdings analytics, and client reporting. He also works closely with credit research and investment analysts on credit and financial analysis prior to making any buy/sell decisions. Elliot serves as Chair of the firm’s Investment Management and Trading Committee and is a member of the firm’s Valuation Committee. Elliot joined CCM from Morgan Stanley where he worked as a financial advisor. He is a member of the CFA Society of South Florida and has been an integral part of the investment team at CCM since 2006 helping to manage and grow assets to more than $2 billion. Elliot received his B.S. in Finance from the University of Florida and is a CFA Charterholder. He holds FINRA licenses: Series 7, 63 & 66.

Mr. Lott joined Community Capital Management, Inc. in June 2017 as Portfolio Manager. From 2012-June 2017, Mr. Lott served as managing member of Badge. Prior to joining the Badge, Mr. Lott served as Portfolio Manager and Director of Research for Gracie Capital from 2003-2010, and owner/manager of Interactive Financial from 2010-2012.

As CIO, Andy oversees the portfolio management team and is responsible for overall strategy formulation for the firm’s portfolios. Additionally, he is responsible for all portfolio analysis including asset allocation, rebalancing, and fundamental research for the firm’s mutual funds, separately managed accounts, and private funds. Andy also oversees the portfolio management team’s fundamental economic analysis, cash flow modeling, and returns forecasts. He is a member of the Investment Management and Trading Committee and the Compliance Committee. Andy began his career at BlackRock Financial Management in New York City where he spent the majority of his ten years as a fixed income portfolio manager. He joined as an alternative investment portfolio analyst in the portfolio risk and quantitative analysis group focusing on the firm’s hedge funds, commercial mortgage REIT, private equity, and CDO businesses. He quickly advanced to BlackRock’s portfolio management group responsible for managing $200 billion in multi-sector relative value separate account portfolios. He also headed the fundamental fixed income Canadian dollar separate account business and was a member of BlackRock’s investment strategy group. Andy left BlackRock to relocate to sunny south Florida where he was recruited to join Mercantil Commercebank as a portfolio manager responsible for managing the bank’s $1.75 billion residential mortgage-backed securities portfolio consisting of agency pass-throughs, CMOs, hybrid arms, and HECMs. While there, he built the bank’s $450 million CMBS investment platform inclusive of research, analytics, and security selection. Andy currently serves on the Pennsylvania State University Sustainability board and the UN-PRI Macro Risk Advisory Group. Andy received his B.S. in Finance, with distinction, from Pennsylvania State University.

As a senior investment analyst for CCM’s liquid alternative income fund (CCMNX), Alex is responsible for supporting and collaborating with the portfolio managers in managing the equity sleeve of the fund. His day-to-day responsibilities include executing trades, writing reports, building and maintaining financial models, and analyzing new investment opportunities. Alex joined CCM after graduating from Bentley University in Waltham, Massachusetts. During college, he completed internships at Mediacom Communications where he was a financial operations summer analyst, and at Oppenheimer Funds where he spent a summer as an equity research analyst. Alex received his B.S. in Economics-Finance with a minor in public policy and accounting from Bentley University.